Turks appetite for gold stoked by roaring inflation, sickly currency, low deposit rates

Turks have historically held a lot of gold, both in jewelry and investment form. The country ranks as the fifth-largest gold market in the world. But with recent economic turmoil in the country demand for gold has exploded.

 

According to the World Gold Council, Turkish demand for gold bars and gold coins increased five-fold during the second quarter of this year, pushing total demand to a record 98 tons through the first half of 2023.

 

Gold jewelry demand has also surged in Turkey this year, posting a fourth consecutive double-digit percentage increase in Q2, H1 demand came in at 20 tons. That was up 25% year-on-year and marked a five-year high.

 

Since the start of 2020 Turkish bar and coin demand has made up, on average, 9% of the global total. That’s more than double the country’s 4% share between 2010 and 2020. Turkey’s surging investment demand accounted for 17% of global bar and coin demand in Q2’23.

What drove this big spike in demand?

 

In a nutshell: currency depreciation.

According to the World Gold Council, “A combination of high inflation and regular currency depreciation over the past few decades has fueled healthy growth in retail gold demand in recent years.”

The Turkish economy has long been subject to bouts of price inflation, but moves by the government and the central bank over the last two years put price inflation on steroids.

 

At the assistance of President Tayyip Erdogan, Turkey’s central bank began cutting interest rates in September 2021. According to a CNN report at the time, the Turkish president holds the unorthodox view that interest rate cuts can rein in price inflation.

 

Predictably, the lira crashed. It lost 15% against the dollar in a single day in November 2021.

 

When the Central Bank of Turkey began cutting rates, price inflation was already running at 19%. As the central bank slashed rates, the official Turkish CPI climbed to 85% on an annual basis by October 2022. Independent economists measured the country’s price inflation at 185%.

As price inflation soared, Turks piled into hard assets, including real estate and gold in an attempt to protect their wealth from the country’s rapidly depreciating currency.

 

Moves by the Turkish government earlier this year only served to increase the demand for gold.

After a catastrophic earthquake in February 2023, the country’s treasury imposed an additional 20% fee on gold imports from countries outside the EU that did not have a free trade agreement with Turkey. According to Reuters, the move was intended to shrink the country’s rapidly growing trade deficit.

 

The government later banned some gold imports.

 

Predictably, these import restrictions caused a big drop in gold supply within the country even as demand was surging.

 

In order to meet local demand, the Central Bank of Turkey sold 165 tons of gold into the domestic gold market over a three-month period.

 

Prior to March, the central bank ranked as the world’s biggest gold buyer. With the Turkish bank significantly reducing its gold holdings, net central bank gold reserves fell for several months.

 

The Central Bank of Turkey returned to gold buying in June.

 

As the government put the squeeze on the gold supply, premiums soared, hitting levels between $100 and $150 per ounce. But even those high premiums couldn’t dent the Turkish appetite for gold.

 

The country normalized gold import regulations in July. Premiums dropped back to normal levels, but according to the World Gold Council, there was little selling by the public, despite record-high gold prices in lira terms.

 

And this month, the Turkish government has reinstated gold import quotas in order to lower the country’s current account deficit and replenish central bank reserves. It also slapped additional taxes back on some gold imports.

 

According to the World Gold Council, “Against this backdrop, it seems likely that Turkish investment demand will remain strong.”

 

The government is strictly controlling gold imports for now, but whether that continues – and whether the TCMB is again forced to sell gold domestically to satisfy unmet needs – depends upon the performance of the broader Turkish economy and the nation’s foreign exchange position. Needless to say, these issues will attract attention from global gold market followers.”

 

 

Excerpt only, link to source here

 

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Published By: Atilla Yeşilada

GlobalSource Partners’ Turkey Country Analyst Atilla Yesilada is the country’s leading political analyst and commentator. He is known throughout the finance and political science world for his thorough and outspoken coverage of Turkey’s political and financial developments. In addition to his extensive writing schedule, he is often called upon to provide his political expertise on major radio and television channels. Based in Istanbul, Atilla is co-founder of the information platform Istanbul Analytics and is one of GlobalSource’s local partners in Turkey. In addition to his consulting work and speaking engagements throughout the US, Europe and the Middle East, he writes regular columns for Turkey’s leading financial websites VATAN and www.paraanaliz.com and has contributed to the financial daily Referans and the liberal daily Radikal.